Credit Card Debt Just Hit a Record High... And Nobody Cares

The $1.3 Trillion Debt Trap Americans Don't See Coming

Americans are starting 2026 buried under a record $1.3 trillion in credit card debt. As insane as that already sounds, I believe this situation is far worse than most people realize. Average balances are climbing, interest rates are brutal, and millions of households are using credit cards and Buy Now Pay Later just to survive. I made this video to break down the real numbers, show who is being hit the hardest, expose why the system is designed to keep people trapped, and what biblical stewardship actually looks like in a debt-driven economy: